The Future of Patient Financing


How We Are Different...

  • Lower rates and longer terms
  • Higher case acceptance
  • Personalized customer service
  • Multiple lenders and solutions
  • Increased revenues

3 Lending Solutions, 1 Application.


We start out with a core solution designed to take the place of your existing prime patient financing provider, whether it be Care Credit, Chase, Springstone, or someone else. Like these companies, Prime Decision™ is a non-recourse option that allows you to be funded up-front. Unlike these companies, Prime Decision is not a credit card-based payment plan with retroactive interest and 26.99% default rates.Prime Decision™ will:

  • Take the place of your existing patient financing program
  • Give you approvals for loan amounts from $2,000 to $20,000
  • Deliver loan decisions within 30 seconds
  • Provide patients with no interest plans of 6, 12, 18, and 24 months
  • Structure low monthly payment options starting at 8.99%, with terms up to 72 months

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Our similarity to the other patient financing companies ends with Prime Decision™. The Lender Network™ truly sets us apart. Your patients with reasonable or slightly challenged credit often get declined on a patient financing application. Not with American HealthCare Lending. The Lender Network™ solution works with multiple non-prime lenders to give those patients a shot to receive funding. Lender Network™ will:

  • Provide upfront funding with no recourse to the practice
  • Give you approvals for loan amounts from $1,000 to $10,000
  • Deliver loan decisions within 30 seconds
  • Allow patients to use payment plans up to 48 months (also has 0% interest options on select cases)


In addition to the Lender Network™, we provide you with one more option to ensure all of your patients have a chance to receive that treatment they deserve. CheckPay™ truly sets us apart. Approval on a CheckPay™ payment plan is based primarily on the checking account history of the patient, so that credit issues do not need to prevent you from moving forward with treatment.Best of all, it's a non-recourse payment solution and you are funded up-front. CheckPay™ will:

  • Provide a solution for credit challenged patients
  • Underwrite patients based primarily on checking account history
  • Deliver decisions within 10 minutes
  • Give you approvals between $500 and $5,000
  • Structure no interest payment options with terms of 3, 6, or 12 months.

For more information about American Healthcare Lending please call us at 877-877-6511 or
email us.