Data Security

Contact NTC Texas 

IN THIS ISSUE August 2009

Money Matters NTC Texas


PCI Compliance – Are You Covered?

PCI ComplianceAt this time, all US merchants accepting Visa, MasterCard, Discover and/or American Express are required to be Payment Card Industry (PCI) compliant. PCI compliance is required by the card associations, and the standard is overseen by an independent council of the five major brands. NTC Texas is a payment partner with Elavon. All NTC Texas/Elavon merchants will be included in the Elavon PCI Compliance program.

Elavon has partnered with Trustwave© to provide the Elavon PCI Compliance program. The validation program consists of a Self Assessment Questionnaire (SAQ) which verifies the following:

  • Merchant’s policies and procedures,
  • Vulnerability scan which identifies technology weaknesses,
  • Compliance report which identifies any areas of non-compliance and
  • Remediation report which provides a guide to compliance.

If breached, compliant Elavon merchants with PCI validation confirmed through Elavon’s third-party partner (Trustwave©) may receive up to $100,000 coverage per incident. Merchants who choose PCI validation through a non-Elavon partner may receive up to $50,000 coverage per incident. Non Compliant Elavon merchants may receive up to $10,000 coverage per incident.

Merchants with a dial terminal (non IP) will simply need to complete the Self-Assessment Questionnaire. The Self-Assessment Questionnaire and a network scan will need to be completed by merchants using software or eCommerce to process payments.

In July 2009 Merchants with business names starting with A – K were notified of Elavon’s PCI Compliance requirements and will be billed on their August month-end statement. Merchants with business names starting with L – Z will receive notification in August and will be billed on their September month-end statement. Merchants meeting the requirements for Multi Locations as it relates to the PCI Compliance program as well as merchants on a Foreign Network have been excluded from this mailing and will be addressed in a separate mailing later in 2009.

Merchants will have 90 days after they are notified to provide Compliance Validation through the Trustwave© Website. Merchants who do not provide compliance validation will be assessed a monthly compliance fee of $20 until validation is provided.

Merchants boarded with NTC Texas/ Elavon after October 1, 2008 and through August 10, 2009 will be provided compliance notification beginning November 2009.

For more information regarding PCI compliance please visit


Save on Business Spending

US Bank CardThe new US Bank Cash Reward Business Reward Card allows merchants to earn cash back on every purchase they make. There is no annual fee, no expiration on rewards and no cap on cash rewards programs. Merchants can earn 3% back on Cellular, Gas and Office Supplies. Merchants can earn up to 25% cash back bonus once a year.

For more information please contact NTC Texas


PCI Compliance – How to Get Started

How To Get Started

  • Identify the individuals that will be responsible for PCI compliance in your organization.
  • Complete the Self Assessment Questionnaire and vulnerability scan.
  • Make sure that your organization has an Information Security Policy and that it is being enforced.
  • Immediately address any significant deficiencies discovered during the assessment or scan.
  • Retain record of self-assessments, scans, and follow-up activities. Be prepared to provide these documents upon request.


NTC Texas recently attended and was one of three sponsors for the North Texas Association of Medical Administrators luncheon in Irving, TX. Kay Sharpley-Bowdish of HealthTexas Provider Network was the winner of the NTC Texas drawing: Baccarat Crystal Coaster!

NTC Texas had the opportunity  to sponsor the luncheon for the Orthopedic Administrators of DFW. Suzi Turner, Practice Administrator for Texas Orthopaedic Associates, L.L.P. won a $100 gift card to Pappadeaux's!

  • Effective July 1, 2010 all merchants processing PIN debit transactions must be compliant with Triple DES encryption requirements.
  • To assist in converting to Triple DES encryption some merchants may be eligible for discounted swaps, upgrades and PIN Pads.
  • Seasonal merchants will no longer need to close and reopen their account for the season. The merchant should request that NTC Texas place them in seasonal status and merchant billing will be driven systemically by the months the merchant is open as indicated on the Merchant Application.

How to Maintain PCI Compliance

  • Build and Maintain a Secure Network. Install and maintain a firewall
  • Protect Cardholder Data. Protect and encrypt transmission of cardholder data.
  • Maintain a Vulnerability Management Program. Maintain secure systems and regularly update anti-virus software
  • Implement Strong Access Control Measures. Restrict access to cardholder data and assign unique ID to each person accessing computers
  • Monitor and Test Networks
  • Maintain an Information Security Policy


An Elavon Payment Partner, NTC Texas enables your business with all the transactional capabilities of the processing network rated #1 by MasterCard for reliability and availability. Whatever size your business is now, together, we can make it grow.

  • Healthcare Providers
  • Retailers
  • Veterinarians
  • Web Developers
  • eCommerce/eBusiness
  • Legal
  • Assisted Living & Nursing Homes
  • Day Care Centers
  • Salons/Spas
  • Restaurants
  • Entertainment
  • Travel & Lodging
  • Not -for-profit
  • Business-to-Business
  • Government & Utility

Contact a Solution Specialist


NTC Texas
106 Decker Court Suite 260
Las Colinas, Texas 75062

Email: Info@NTC
Tel: 972.406.8111
Toll Free: 877.877.6511
Fax: 972.406.8611

NTC Texas 106 Decker Court Suite 260, Las Colinas, Texas
Tel: 972.406.8111 | Toll Free: 877.877.6511 | Fax: 972.406.8611
Info@NTC |

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