What is NTC Texas?
NTC Texas is a provider of payment services for small, medium and large businesses throughout the United States and Canada. We assist merchants with setting up their business to accept credit cards, checks, gift cards, loyalty programs and other financial services with industry specific solutions tailored to fit their type and size of business. The business can be in a retail setting, a manufacturer, a healthcare provider, an attorney, a contractor or a business selling products exclusively over the Internet. In each case we have secure, easy to use products and services to help any business grow and prosper.
What is a merchant account?
A merchant account is established through an underwriting process allowing the business owner to accept credit cards for payment and get funded for the sale. The merchant account connects the merchant’s credit card terminal, system or website to the processor of the credit card.
What is the benefit of accepting credit cards?
The benefit of accepting credit cards is that you give your customers more options to pay for merchandise. Some customers prefer to pay with a debit card, some with a credit card giving them points or airline miles, others prefer to write a check. Without several options, the customer may be unable or unwilling to purchase your products.
What credit cards are accepted?
Visa, MasterCard, American Express, Discover, JCB, Diners Club, Carte Blanche, UnionPay
Are equipment warranties offered?
Yes, if a credit card terminal or card reader or check reader is purchased through NTC Texas, we offer a three year warranty as long as you are processing through NTC Texas; otherwise there is a year warranty.
How long does it take for money to be deposited into my checking account?
Funds are typically deposited into a merchant’s checking account within 24-48 hours. Next day funding is available for a minor fee, whereby funds are deposited into the checking account 1 business day, as long as the merchants bank participates in next day funding.
Is a contract required?
The NTC Texas/Elavon merchant service agreement is for a three year period; however, a merchant can close their account at anytime. There is a fee of $295 if the account is closed within the first year, and a $195 fee in year two and three. However, if the account is closed due to our lack of customer service the closure fee will be paid by NTC Texas – we are that confident that you’ll find our customer service and overall pricing to be exceptional.
Review our Clear & Simple pricing option:
- Low $10 per month account fee
- No application fee
- No statement & reporting fees
- No PCI Compliance fees
- No monthly minimums
- No cancellation fees