A fast, easy, and affordable line of credit helping your patients pay for their medical care.

Patient Finance is a healthcare financing option that is easy and fast for patients, with low rates and flexible payments terms. The patient application can be completed in minutes, and because this is a full-recourse product, most patients are instantly approved with generous credit lines sufficient to cover their needs.

• Supports wellness and optimal outcomes by giving you a new option to ensure compliance with recommended care plans
• Reduces back-office processes—and write-offs
• Improves your cash flow. You will receive 100% of the payment up front in 72 hours or less
• Provides a turnkey solution for patient financing—from application to collection—so you can focus on care
• Delivers a full range of online reports for easy program management

Revenue-cycle solution enhances payment assurance, improving your cash flow, increasing net patient revenue, and simplifying billing and collections.

How it works

U.S. Bank handles patient billing and collections on your behalf, so you can focus on care.  With Patient Finance, U.S. Bank provides:

• Payment to you within 72 hours
• Competitive interest rates for patients and sensible fees for providers
• Easy qualification and flexible payment terms
• Generous credit lines that make it easier for patients to comply with your treatment recommendations
• Effective collection efforts, ensuring payment is received in full
• Collateral support, back-end account administration, and collection services

U.S. Bank Healthcare Payment Solutions

A complete suite of smart financial solutions for today’s complex healthcare marketplace—from the bank you trust. 

Whether you are a consumer, healthcare provider, employer, payer, or broker, the changes in healthcare today are profound and difficult to manage.  U.S. Bank is uniquely qualified to help you navigate them, thanks to our deep technical expertise in electronic payments and reconciliation as well as our unparalleled knowledge of the healthcare payments industry.

For more information about PaymentCare™ for Healthcare Credit Card Processing Software please call us at 877-877-6511 or email us.