| FEATURED ARTICLE |
Are Online Payments Right for
Your Business? |
| If you sell products or send invoices for services rendered then online payments is one avenue that you should explore. Online payments allow you to make money when you’re out of the office. |
 With online payments you can get a leg up on the competition by taking your business beyond geographical locations. According to a survey by Nielsen Online, a service of the Nielsen Company, most people who shop and pay online do so not to save money, but to save time. Their online survey of 1000 people found that 81 percent shop online because they can shop any time of the day and in the comfort of their pajamas. Your business may not be open at midnight or in the middle of a snow storm, but you can still sell products. Seventy-seven percent said they like shopping online because it saves time. Sixty-one percent said they like to comparison shop, and 56 percent said they like it because they can find things easily. Interestingly, just 46 percent listed low prices as a reason to shop online. |
| An online bill payment platform allows you to receive payments immediately for service invoices, and is both versatile and eco-friendly. Allowing your customers to make payments online eliminates the wait time of “checks in the mail.” Online bill pay allows your customers to choose their preferred method of payment by using check or credit card payment. Encouraging your customers to “go green” with online bill pay is a great way reduce the amount of paper waste coming in and out of your business – processing payments online saves paper, postage and envelopes. |
| If you are not accepting payments or offering products online you are severely limiting the amount of income that you can make for your business. Giving your customers an easy option to pay online with credit cards or checks removes any barrier to payments, which increases your cash flow - and that is arguably the best thing you can do for your business, big or small. Please contact NTC Texas at 972-406-8111 to determine which payment gateway is best for your business. |
| PRODUCT SPOTLIGHT |
| Charge Anywhere for QuickBooks |
 With CHARGE Anywhere for QuickBooks, you can process credit and debit cards directly from your QuickBooks interface and automatically apply payments to the customer’s payment screen. Rather than have to do manual entry, credit card processing transactions are automatically applied and posted into QuickBooks. CHARGE Anywhere allows you to record payments from your merchant account automatically in your QuickBooks file immediately after processing payments in QuickBooks. |
| CHARGE Anywhere for QuickBooks gives you the ability to: |
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Process payments directly from invoices |
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Process multiple invoices with your merchant account |
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Automatically apply payments |
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Import transactions processed via Point Of Sale terminals |
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Process returns and voids |
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Process PIN Debit transactions with optional PIN Pads |
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| TECH TIP |
| Bill Presentment |
 Bill Presentment allows merchants to send bills directly to customers via email for electronic payment. Customers then complete the transaction with their banking account information. Merchants save money on paper products, stamps and back-end processing time and labor. In addition to savings, merchants also receive payment on invoices with a faster turn-around time. Invoices can be sent in a matter of seconds once an invoice file is uploaded, and can be paid just as quickly. This payment can be applied to invoices in QuickBooks through CHARGE Anywhere as well. |
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| DID YOU KNOW? |
| PCI Compliance is required no matter the processor in order for merchants to have the benefit of accepting credit and debit cards. Learn more. |
| When you visit a website that accepts payments, make sure the website URL is HTTPS. The “s” stands for secure! |
| NTC Texas is updating the look and feel of our newsletter. Look for the new format in the March issue. |
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| Ready to accept payments through your website? |
| If you have made the decision to sell products and/or services online there are a few Visa/MasterCard Requirements you must adhere to: |
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Privacy Policy: You need a clear and concise privacy policy which discloses what information is collected, how it is tracked and with whom it is shared. |
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Refund Policy: The business’s refund/return policy must reflect your business policies. It should be described in detail, so that cardholders are aware of their options before purchasing the product or service. It must include a “Click Here to Accept” function. |
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A complete description of the goods and/or services offered. |
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Business and contact information, including the business address and telephone number. The address displayed must match the physical address of the business. |
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Alternate contact information (including email address and fax number). |
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Customer service telephone number. |
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Delivery standards, including delivery method (i.e., FedEx, UPS, USPS, etc.) and time standards (i.e., product will arrive within three business days). Both domestic and foreign import/export shipping time standards must be included (if applicable). |
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| For a complete list of Visa/MasterCard requirements please contact NTC Texas at 972-406-8111. |
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| ABOUT NTC TEXAS |
| An Elavon Payment Partner, NTC Texas enables your business with all the transactional capabilities of the processing network rated #1 by MasterCard for reliability and availability. Whatever size your business is now, together, we can make it grow. |
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Healthcare Providers |
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Retailers |
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Veterinarians |
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Web Developers |
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eCommerce/eBusiness |
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Legal |
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Assisted Living & Nursing Homes |
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Day Care Centers |
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Salons/Spas |
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Restaurants |
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Entertainment |
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Travel & Lodging |
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Not-for-profit |
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Business-to-Business |
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Government & Utility |
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| Contact a Solution Specialist |
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| CONTACT US |
| NTC Texas |
| 106 Decker Court Suite 260 |
| Las Colinas, Texas 75062 |
| Email: Info@NTC Texas.com |
| Web: www.ntctexas.com |
| Tel: 972.406.8111 |
| Toll Free: 877.877.6511 |
| Fax: 972.406.8611 |
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